[Two Program Matriculation Options Available]

CMP logo

Understanding all 6 Requirements for the CERTIFIED MEDICAL PLANNER™ Charter Designation Online Education Program 



See: MBA.Provost.Welcome

1. Professional Experience — A successful CMP™ candidate must have three years of financial or management industry sales, service, and/or support experience to the medical community. One medical client [physician, podiatrist, osteopath, dentist, nurse, PA, PT; etc.] letter of recommendation is required.


CPAs, FAs, RIAs, and related financial service diploma holders [CFA, CFP™ and CIMA, etc] are ideal candidates for the program; as are the burgeoning plethora of various healthcare management consultants and providers [MD, DO, RN, MBA, DBA, PhD, JD, fraud, RAC and financial auditors, HIT or HIMSS experts, etc]. An undergraduate college degree [BA/BS] is mandatory to launch your career in this challenging space.


2a. “Live” Instructor-Led Program Option — A CMP™ candidate may select the instructor-led and 12 month “live” online education program to gain a modern and comprehensive understanding of the financial planning and managerial issues faced by physicians today [no “blue-book” test is required]. The tuition is $6,000. This “live” instructor-led program can not be accelerated. Online group classes are available with this option [Traditional pathway].


2b. “Self-Directed” Program Option  — A CMP™ candidate may elect to accelerate the program through self-study [no “live” instructor] to gain a comprehensive understanding of the financial planning and managerial issues faced by physicians today [a “blue-book” test is required each quarter]. The tuition is $4,000. Group classes are not possible with this option [Alternate pathway].

See: CMP.Candidate.Welcome

All candidates learn how to identify shortfalls in medically focused financial planning and practice management; and how to successfully address contemporary health economics, IT, investing, health administration, insurance, portfolio and risk management topics; as well as post PP-ACA era hospital and clinic management with their ever-changing Health 2.0 issues. So, plan on an estimated 5-10 hours per week of course study for a total of 500 hours/either program/year.


NOTE: Our course curriculum content may be customized based on your background and experience at the discretion of our Dean-of-Admissions . Advanced credit is not usually granted because of the large font of ever-growing knowledge in this ecosystem.


  • “LIVE Instructor-Led Tuition” is $1,500/semester X 4 semesters = $6,000 USD / payable quarterly, in advance. Course textbooks are extra and available from your vendor-of-choice [$250-$500 approximate range]. The non-refundable application fee is $250. The course of study is 12 months.

“Live” instructor-led class format is thrice weekly; 2 week courses/12 courses per quarter-semester; four semesters per year; 48 week total program length. English language, typing and writing proficiency is required. Total max length is 52 weeks.

  • “SELF-DIRECTED Tuition” is $1,000/semester X 4 semesters = $4,000 USD / payable quarterly, in advance. Course textbooks are extra and available from your vendor-of-choice [$250-$500 approximate range]. The non-refundable application fee is $250. The program may be accelerated in less than 52 weeks.

“Self taught” class covers the same content but is “crashed” and accelerated according to student time-line. English language, typing and writing proficiency is required.


3a. Examinations — There are NO examinations for the “live” instructor led program which runs in an asynchronous fashion; via secure PC, anytime or anywhere. Instead of tests, we use E-mail Discussion Activities [EDAs], with 250 word essay type responses and online communication, for deep subject mater under-standing with your “live” instructor; not just lucky guesses. Class expectations, and real-world performance, is therefore high.

See: CMP The Art of eMail Discussions

3b. Examinations — There are four [4] quarterly examinations on a rolling basis for the “self-directed” program which can be accelerated; via secure PC, anytime or any where. Instead of fill-in-the-blank tests, we ask cognitive questions, with 250 word essay type responses for deep subject matter understanding; just as in the “live” program. Self-study expectations, and real-world performance, is also high.

See: cmp-expectations

4. Signed Ethics Statement — Each CMP™ candidate must sign the iMBA Inc, Standard Code of Ethics to verify that the individual pledges to maintain a high standard of conduct, competence, knowledge, professionalism, integrity, objectivity, and fiduciary responsibility in the practice of his or her profession.


5. Continuing Education — On an ongoing basis, over a 24-month cycle, each CMP™ designee must write an original peer-reviewed and accepted textbook chapter, published essay, white-paper or related publication in a format approved by iMBA Press, Inc. Editorial assistance is available. Our targeted library grows in this manner.

And, there is NO recurring CEU fee, or required annual dues; a very unique model in the industry. We seek your insight and brain-power; not your money.


6. Submit a Matriculation Application and Pay a One-Time $250 Non-Refundable Due Diligence Fee — Course acceptance is not automatic and a telephone interview may be required. And, we are focused and selective.

See: CMP.Application

Need More Information?

Please review this entire website carefully, or contact us directly:

Ann Miller RN MHA [Executive-Director]

  • Institute of Medical Business Advisors, Inc.
  • Peachtree Plantation – West
  • Suite #5901 Wilbanks Drive
  • MarcinkoAdvisors@msn.com [email]
  • 770.448.0769 [telephone]



“The informed voice of a new generation of fiduciary advisors for healthcare”

Enter THE CMP’s”



What Comes After CFP® Certification?
[Finding Your Niche or Specialization With Post-CFP® Designations]

via Mike Kitces of the Nerd’s Eye View

As the ranks of CFP certificants are on the rise, the CFP® certification is increasingly transitioning from a “nice to have” designation to the minimum standard for financial planners. Yet as the popularity and adoption of CFP® certification grows, simply having one is no longer the differentiator that it once was. Instead, advisors are increasingly faced with pressure to move beyond “just” the CFP® marks, and explore “post-CFP” education to truly demonstrate expertise and differentiate.

Fortunately, the reality is that just as there are a growing number of CFP educational programs, there is also a growing range of post-CFP educational programs available, too. Ironically, though, trying to navigate the ‘alphabet soup’ of available programs can be as difficult for advisors choosing a credible program as it is for consumers choosing a credible advisor! Nonetheless, from designations designed to deepen subject matter expertise, to those built outright to support a standalone niche unto itself, there are a large number of choices available to those who have completed CFP® certification and are now asking … what’s next?

And so, we look through the list of the more credible programs that are available, from advanced designations in financial planning, wealth management, investments, and retirement, to niche educational programs for working with doctors, divorcees, or the LGBT community, and more.

Have you considered what your next step will be in your post-CFP studies?

CERTIFIED MEDICAL PLANNER® – The CMP® designation was team-created by [physician-executive and university professor] Dr. David Edward Marcinko (Founding CEO of the Institute of Medical Business Advisors Inc., and Editor of the textbooks: “Comprehensive Financial Planning Strategies for Doctors and Advisors“ (Best Practices from Leading Consultants and Certified Medical Planners™) AND “Risk Management, Liability Insurance, and Asset Protection Strategies for Doctors and Advisors” (Best Practices from Leading Consultants and Certified Medical Planners™). It is intended for financial advisors [attorneys, accountants, insurance agents and management consultants, etc.] who aim specifically to serve physicians and the medical community.

Content focuses not only on the insurance and investment issues relevant to physicians, but also provides an understanding of the business of medical practices themselves so advisors can help work with their physician clients to have more successful businesses as well.




The Disciplinary Process for Miscreant Behavior 

CMP logoLike medical professionals, all licensed Certified Medical Planner™ charter-holders are required to act in accordance with many governing regulations. They are also required to sign off on a Code-of-Ethics confirming they intend to run their advisory and/or management consulting business according to a strict set of ethical and fiduciary standards.

So, if any medical professional client has a complaint against any Certified Medical Planner™ charter-holder, they may submit a complaint to us and we will investigate the matter. All Certified Medical Planner™ designees should act in accordance with the Code-of-Ethics, along with applicable state and federal governing regulatory bodies.

Complaints by US Mail:

Please send the complaint in writing, and include any supporting documents you deem appropriate, to this address:

The Institute of Medical Business Advisors, Inc

  • Peachtree Planatation West – Office Park
  • Suite #5901 Wilbanks Drive
  • Norcross, GA 30092-1141

Information Required:

The complaint should be accompanied by any and all relevant information surrounding the circumstances, including photocopies of relevant letters, contracts, agreements or other documents.  iMBA Inc may request additional information and may request a personal interview of the alleged offender, if it appears necessary.

The medical community should be aware of normal remedies under state laws, federal laws and related regulations with applicable regulatory bodies and  avail themselves to all avenues [SEC, FINRA, RIA and Insurance Commissioners, etc]. The burden is on the complainant to pursue such remedies. The findings and actions of appropriate regulatory bodies will be given due consideration by iMBA Inc.

Censure and/or loss of license may occur.



SEEKING: Director of Learning – Technology and Innovation

Location: Atlanta, Georgia

Date Posted: 04/02/2015 Part Time/Temporary: Regular Employment/Contract Work: Employment Visa Waiver Available: N/A

Job Description

We are working with iMBA Inc in recruiting a Director of Learning – Technology and Innovation www.MedicalBusinessAdvisors.com


This Director oversees adult online Certified Medical Planner™ e-learning programs and drives learning initiatives for all technology systems, including large scale system implementations. This “stand-out” person will also develop and execute a web/interactive learning strategy, and be a thought-leader on best practices at all levels of the organization.

Qualifications include:

A Masters degree in business, training, education, finance, accounting or economics, technology and/or development, organizational effectiveness, or related field[s]:

  • 10 years of progressively responsible management and leadership experience.
  • Experience in the multiple industries we serve is preferred.
  • Proven ability to influence and gain support of senior leaders and CXOs through effective presentations.
  • Experience in innovating new and current ways to design and execute adult online learning, and proven track record of working with web and virtual based systems.
  • Strong project management skills, with experience in various project management tools and applications.
  • Possess strong leadership, management, and planning capabilities; proven strategic and problem solving ability; high energy; and charisma.

Open Call Until filled.

CONTACT: Ann Miller RN MHA MarcinkoAdvisors@msn.com

iMBA Inc is an Equal Opportunity Employer. iMBA Inc will provide all applicants for employment and all employees with an equal opportunity regardless of sex, race, color, religion, national origin, age, marital status, personal appearance, sexual orientation, family responsibilities, disability, matriculation, political affiliation, source of income, or place of business or residence.




We believe that by writing and sharing our experiences in standard textbook, white-paper and new media electronic format, our experts are able to address most areas of physician-focused financial planning, business or medical practice management needs in an understandable and unbiased manner.

But, we recognize that some consultants and financial advisors may appreciate reading current medical business management theory, healthcare economics, technology or financial planning information privately, prior to becoming a Certified Medical Planner® professional.

However, there is a virtual information overload out there, little of which addresses the pragmatic concerns of the modern medical provider or healthcare industry. None imparts the wisdom to become a better financial advisor or medical management consultant. All motivate the purchase of products.

Therefore, as part of the iMBA Research Library for the Certified Medical Planner® program, we highly recommend the following in-house produced books. You may even recognize some of our nationally known contributing authors and CMPs®.


iMBA Inc offers links to these publications, to members, and non-members, alike:


  • Q: Are CEUs required? Yes; bi-annually to maintain licensure.
  • Q: Is there a mandated test? No exams, booklets, or test centers.
  • Q: There is a hefty CEU fee, right? No CEU fees.
  • Q: How about annual dues? Again, no.
  • Q: OK: please explain?

We are different. How?

Maintenance of Certification [MOC]

Each Certified Medical Planner® professional must author de-novo, or co-author with us, a peer-reviewed essay, textbook chapter or white-paper on an assigned topic suitable for professional level publication. No ghost-writing, vanity, self-publications or purchased content is allowed. This innovative Maintenance of Certification [MOC] requirement allows us to continually create and update our iMBA Inc, library of textbooks, dictionaries, CDs, WW-Ps and handbooks, etc.

IOW: When it comes to MOC – we want cognitive input – not money.

Sample publication: Brian Knabe CMP – CEU Publication

Yes, we really are different!

“The informed voice of a new generation of fiduciary advisors for healthcare”


Risk Management, Liability Insurance, and Asset Protection Strategies for Doctors and Advisors: Best Practices from Leading Consultants and Certified Medical Planners™8Comprehensive Financial Planning Strategies for Doctors and Advisors: Best Practices from Leading Consultants and Certified Medical Planners™

Product DetailsProduct Details

Three Suggested Health Administration Dictionaries

Product DetailsProduct DetailsProduct Details







If you are a like-minded individual Financial Advisor, CPA, Registered Investment Advisor, Broker-Dealer, management consultant, employment agency or recruiting firm that believes in our “educational value proposition” and lucrative niche market, you are invited to help us recruit Certified Medical Planner® charter-holders to increase our numbers, notoriety and gravitas.

Most importantly, to help medical providers who are struggling in the healthcare industrial complex. And, of course, augment your brand name, business strategy and CMP® recognition, too! How?

Just Print-On-Demand this front and back two [2] page file, fold along the dotted lines, and create a Tri-Fold brochure that describes “who we are” and “what we do”. Heavy-weighted construction paper works best. Then, distribute to your own membership, sphere of influence, employees or other interested parties.

Brochure: CMP Brochure

You may also send out this form letter-of-invitation on our official stationary.

Letter: Letterhead CMP


The Medical Executive-Post maintains job listings, as well as information about fellowships, internships, graduate programs, awards and other resources to help  subscribers continue learning and advancing in their careers.


“The informed voice of a new generation of fiduciary advisors for healthcare”




Corporate Sponsors – Forge a strategic alliance relationship and fast mover partnership with iMBA Inc, and the Certified Medical Planner® program.

The Institute of Medical Business Advisors Inc – an educational network – conducts original research, produces textbooks, tools, CD-ROMs, handbooks, health administration dictionaries and compelling online content.  We also sponsor the prestigious Certified Medical Planner® online education and professional designation charter program.

Most importantly, we facilitate a client referral exchange that integrates management and financial solutions so doctors can build their medical practices and enrich their lives. Our products, education and service segments serve physicians, dentists, podiatrists, osteopaths, nurses, hospitals, clinics and all other members of the healthcare community. We also serve financial advisors, institutions, private equity funds, hedge and mutual funds, broker-dealers, RIAs and their traditional onground or website marketing initiatives.

By your corporate support of us, you achieve recognition in a national marketplace that represents “thought-leaders” and visionaries of the healthcare industrial and financial industry complex.

For example, we have networked with Fortune 500 healthcare technology and pharmaceutical companies, as well as financial service corporations and business management consultants; both large and small.

We represent diverse investment opportunities, potential clients and an expanding economic future.

Contact: MarcinkoAdvisors@msn.com or call 770.448.0769

“The informed voice of a new generation of fiduciary advisors for healthcare”



Despite the ravages of managed care, market competition, the ACA and insurance reform, doctors [MD, DO, DPM, DDS, DVM, OD, DNP, DC] and other medical providers [CRNA, PA, NP, ANP, RN] are still high-income earners; although they may not be prodigious savers or savvy investors.

They are besieged with federal and state policy mandates, rules and regulations, and often work 80-plus hour weeks. Business acumen may not be good, either. Thus, there is a tremendous need for integrated financial planning and medical management advice that makes them ideal clients for the modern Certified Medical Planner™.

But, doctors also realize that they are targeted by impostors on all levels. And, in as much as time compressed medical providers are often difficult clients to meet, acquire and work with; some may not accept poseurs gracefully.

Moreover, the American Medical Association [AMA] is considered out-of-touch with today’s physicians despite a recent multi-million dollar campaign to overhaul its brand image. The effort increased membership by 2.5 percent, but didn’t turn around a decade long decline. The AMA jettisoned its logo, overhauled its marketing, and launched a mix of print, TV and radio spots. Nevertheless, it represents less than 15 percent of the more than 800,000 doctors in the United States; a fact used against it during hearings by rival lobbies such as the health insurance industry. And, contrary to the belief of many FAs and consultants, the association has lost political might, too! [Chicago Tribune, May 24, 2006]. Some consider it a relic of the past; especially younger physicians with other advanced degrees who may be more sophisticated in their own right.

For the contemporary doctor, it’s a unit-of-one health economy out-there, where “Me Inc.” is now the standard and physicians must maneuver for advantages that boost credibility among patients and payers. They must challenge conventional wisdom, and think outside-the-box to recapture their dreams and ambitions. They need the assistance of an informed CMP™ practitioner.

Like medical specialists, as an FA or consultant, you must differentiate yourself, too. You must learn something new and unknown by your FA competitors. You must earn your educational accomplishments and let the world know. Be a non-conformist. The conformity of collaboration may be an emerging financial services industry standard, but it also may be a straitjacket on creativity. FAs and consultants should create and innovate; not blindly follow FPA and other leaders into oblivion.

And so, understand that the present is not necessarily the future. Attempt to see the future and discern your place in it. Master the art of the quick change, and fast but informed decision making. Do what you love, disregard what you don’t, and let the fate’s have their way with you. Then, decide for yourself if you should become a CERTIFIED MEDICAL PLANNER™ fiduciary or adhere to yesterday’s entrenched bureaucracy. Here is a strong argument to “raise the bar”.


Specialty All Physicians Starting East West South North
Allergy and Immunology $207,278 $154,080 $193,480 $210,802 $204,870 $206,241
Anesthesiology $315,300 $250,000 $275,000 $298,000 $334,200 $334,033
Cardiac & Thoracic Surgery $421,620 $310,000 $387,298 $343,050 $421,240 $469,860
Cardiology $336,000 $280,000 $264,900 $343,646 $386,957 $369,566
Colon & Rectal Surgery $327,927 **** $300,000 **** **** $350,798
Critical Care Medicine $228,740 **** $220,235 **** $227,242 $228,740
Dermatology $274,014 $200,000 $225,000 $289,409 $322,138 $263,201
Diagnostic Radiology – Interventional $410,250 $320,000 $345,860 $410,000 $537,942 $410,250
Diagnostic Radiology – Non-Interventional $364,899 $257,367 $330,000 $350,224 $383,319 $383,256
Emergency Care $230,930 $175,500 $200,327 $228,814 $225,905 $239,984
Endocrinology $185,000 $140,000 $166,675 $185,000 $177,665 $201,241
Family Medicine $164,209 $120,000 $141,225 $166,750 $163,417 $168,488
Family Medicine – with Obstetrics $163,334 $125,000 $140,643 $162,352 $161,421 $167,222
Gastroenterology $308,246 $250,000 $263,594 $325,698 $325,033 $306,994
General Surgery $294,000 $200,000 $250,028 $275,336 $301,761 $330,903
Geriatrics $159,492 **** $150,000 **** $158,400 $170,278
Gynecological Oncology $334,009 **** $290,795 $345,355 **** $347,005
Gynecology $217,283 **** $220,794 **** $224,420 $217,256
Gynecology & Obstetrics $250,196 $180,000 $232,276 $240,118 $258,756 $275,419
Hematology & Medical Oncology $255,007 $200,000 $207,300 $261,004 $293,043 $255,007
Hospitalist $171,991 $150,000 $153,515 $175,084 $183,775 $171,913
Hypertension & Nephrology $214,751 $165,000 $186,683 $238,750 $253,228 $214,751
Infectious Disease $185,920 $140,111 $161,206 $179,402 $175,000 $203,640
Intensivist $231,111 **** **** $230,391 **** ****
Internal Medicine $169,569 $120,000 $158,824 $171,246 $167,740 $170,511
Neonatology $229,486 $165,000 $242,492 $222,750 $223,312 $232,738
Neurological Surgery $465,006 $400,000 $352,352 $495,266 $553,500 $465,006
Neurology $201,241 $151,960 $180,882 $199,614 $204,000 $201,241
Nuclear Medicine (M.D. only) $268,450 **** **** $277,193 **** $267,500
Obstetrics $240,165 **** **** $228,813 $280,145 $232,180
Occupational/Environmental Medicine $181,716 $140,000 $157,611 $182,159 $173,541 $187,470
Ophthalmology $264,422 $177,500 $232,863 $254,743 $276,280 $304,994
Oral Surgery $308,320 **** **** **** $283,476 $320,007
Orthopedic Surgery $381,429 $250,000 $336,163 $374,942 $390,270 $393,249
Orthopedic-Medical $252,803 **** $326,938 $250,650 **** $219,502
Orthopedic Surgery – Joint Replacement $450,000 **** **** $456,912 **** $449,839
Orthopedic Surgery – Hand $389,997 **** $335,000 $378,000 **** $393,497
Orthopedic Surg.-Pediatrics $389,997 **** **** **** **** $389,999
Orthopedic Surgery – Spine $518,937 **** **** $574,345 **** $433,658
Otolaryngology $303,000 $210,000 $250,390 $282,966 $303,011 $320,007
Pathology (M.D. only) $250,000 **** $245,422 $247,764 $252,000 $268,500
Pediatric Allergy $186,523 **** **** **** **** $186,523
Pediatric Cardiology $219,992 **** **** **** **** $221,492
Pediatric Endocrinology $169,958 **** **** **** **** $168,000
Pediatric Gastroenterology $193,193 **** **** **** **** $190,345
Pediatric Hematology/Oncology $195,249 **** **** $193,387 $198,940 $196,897
Pediatric Intensive Care $200,000 **** **** **** $200,000 $200,000
Pediatric Nephrology **** **** **** **** **** ****
Pediatric Neurology $185,212 **** **** **** **** $192,528
Pediatric Pulmonary Disease $158,429 **** **** **** **** ****
Pediatric Surgery $326,399 **** **** **** **** $354,871
Pediatrics & Adolescent $169,267 $115,000 $155,916 $168,301 $191,511 $168,609
Pediatric Infectious Disease $173,993 **** **** **** **** $173,993
Perinatology $341,922 **** $246,597 $336,537 **** $399,360
Physical Medicine & Rehabilitation $193,468 $145,000 **** $183,362 $204,775 $201,993
Plastic & Reconstruction $328,764 $220,020 $273,000 $344,059 $344,998 $353,983
Psychiatry $177,000 $135,000 $155,673 $197,021 $168,160 $177,000
Psychiatry – Child $192,416 **** **** $220,055 **** $183,621
Pulmonary Disease $222,000 $163,626 $199,831 $249,865 $225,400 $228,359
Radiation Therapy (M.D. only) $334,171 **** $285,940 $343,844 $328,350 $368,240
Reproductive Endocrinology $263,568 **** **** **** **** ****
Rheumatologic Disease $188,260 $150,000 $153,000 $192,026 $181,525 $193,301
Sports Medicine $193,573 **** **** **** **** ****
Surgical Pathology (M.D. only) $ $ **** **** **** ****
Surgical Sports Medicine $391,497 **** $485,670 $459,592 **** $389,997
Transplant Surgery – Kidney $345,000 **** **** **** **** $379,995
Transplant Surgery – Liver $349,788 **** **** **** **** $379,995
Trauma Surgery $312,272 **** $265,457 **** $310,385 $352,352
Urgent Care $176,353 $125,500 $179,300 $179,357 $180,395 $173,683
Urology $324,690 $219,229 $270,493 $302,600 $351,585 $358,008
Vascular Surgery $335,642 $221,500 $297,636 $318,388 $337,762 $350,000

Source: MGMA Physician Compensation Survey, 2007.

According to Russ Alan Prince, there are 50,000 physicians with a net-worth of more than 5 million dollars; controlling more than 375 billion dollars.


Locum Tenens Specialty Compensation per 8 Hour Shift

CRNA $720 to $880
Family Practice $400 to $450
Internal Medicine $400 to $450
Pediatrics $400 to $430
OB/GYN $600 to $800
Hospitalist $520 to $760
General Surgeon $650 to $750
Orthopedic Surgeon $800 to $900
Neurosurgeon $1,300 to $1,400
Anesthesiologist $1,000 to $1,500
Psychiatrist $500 to $600
Radiologist $1,200 to $1,500
Cardiologist $600 to $750

The Institute of Medical Business Advisors, Inc

So, what’s next? We believe in Predictive Analysis, the scientific name for using a data ware-house and gut heuristic feelings to determine where business intelligence is headed. It involves running historic data from the medical and finance industries, using mathematical algorithms, neural and Bayesian networks, and decision-trees; to identify patterns, trends and predictable future outcomes. The ability to make such a guess is the key to success; and exploring new niche market opportunities.

The idea isn’t new; insurance companies have used actuarial tables for years, and actuaries use Predictive Analysis to assign credit-risk score to borrowers.

What’s different now is that iMBA is using Predictive Analysis as an ethical and high-level cognitive prospecting tool to assist the medical profession; because Healthcare Administration and Finance Matters. The result is a re-engineered financial advisor and medical management consultant. To the benefit of all concerned.

The Next-Generation of Health 2.0 Financial Advisors for Physicians




As educators, financial advisors, doctors, nurses, PhDs, MBAs and healthcare economists, a large part of our job at iMBA Inc … is to make your job … well, easier.

For example, as a journalist, member of the media or press, if you:

  • Need a new story about health insurance or financial reform?
  • Require a quick quote on the rise of collaborative medicine, new-wave practice management or e-Health 2.0?
  • Wondering if financial advisors should be concerned about the latest health industry trends or how fluctuating management, technology, insurance, investing, policy and bank lending practices might impact medical practices, advisory practices, RIAs, the economy or stock market?
  • Need an essay, article, trade-magazine, other publication or traditional white paper?
  • Even better yet … you need a story idea, informed quip, or subject matter expert opinion … and you need it yesterday.

Contact us today! As nationally known subject matter experts and industry “thought-leaders”, we’d be happy to field your questions and give you something you can really write home about.



Have a new job? Won an award? Got a promotion? Published a book? We want to know what Medical Executive-Post and Certified Medical Planner® charter-holders are up to. Please share your news with your colleagues by sending it to us. Promote yourself!

When you contact us, we’ll answer personally by phone, voice mail, blog or email with a unique perspective on the latest news that affects physicians, financial advisors, medical economists and all stakeholders of the healthcare industrial complex.

  • Ann Miller RN MHA [Executive-Director]

Certified Medical Planner

The informed voice of a new generation of fiduciary advisors for healthcare




Dr. David E. Marcinko MBA MBBS MEd CMP® [Chairman-Founder-CEO]

Our Board of Directors, Editors, Advisors, Teachers, Professors and Contributing Content Authors are passionate about making a difference in the changing financial advisory space and healthcare industrial complex. They are leading revolutionaries and change-management pioneers in their respective medical and business fields of finance, management and health economics. They have been successful in finding solutions where everyone else has found only entrenched obstacles, and in delivering quantifiable, measurable results.

Moreover, our Board members are all trusted fiduciaries to whom our individual and institutional colleagues, and their consultants, turn for solutions. They share our vision for a new direction in the emerging and mature financial planning and medical management environment; we are grateful for their input on our online Certified Medical Planner® education and designation program.

Leadership: Dr. Marcinko Ledership Philosophy


Dr. Gary L. Bode; MSA, CPA, CMP™
Chief Accounting and Valuation Officer
Institute of Medical Business Advisors, Inc
Norcross, Georgia, USA

Content expert Gary L. Bode was the Chief Financial Officer for a private mental healthcare facility, and previously the Chief Executive Officer of Comprehensive Practice Accounting, Inc, in Wilmington, NC; a firm specializing in providing tax solution to medical professionals. Originally, Dr. Bode was board certified managing partner of a multi-office medical group practice for a decade before earning his Master’s of Science degree in Accounting from the University of North Carolina. He is a nationally known forensic medical accountant, financial author, educator and speaker. Areas of expertise include producing customized managerial accounting reports, practice appraisals and valuations, restructurings and innovative financial accounting, as well as proactive tax positioning and tax return preparation for healthcare facilities. Currently, Dr. Bode is Chief Accounting and Valuation Officer (CAVO) for the Institute of Medical Business Advisors, Inc.

Dr. Charles F. Fenton, III; Esquire, PC
Institute of Medical Business Advisors, Inc
Corporate General Counsel
Norcross, Georgia, USA

Content expert Dr. Charles F. Fenton, a board certified surgeon and private practitioner from Temple University, also received his law degree as class valedictorian from Georgia State University. His clients include physicians involved in audits or recoupment actions, as well as disputes with insurance companies and related vendors. Dr. Fenton has authored numerous publications for physicians and the Bar and is a nationally known speaker on healthcare industry topics, serving as conference faculty or presenter for an array of healthcare companies, medical societies, and professional associations. In addition to his health-law practice, he is Chief Legal Officer (CLO) for the Institute of Medical and Business Advisors, Inc.

Professor Hope Rachel Hetico; RN, CPHQ, MHA, CMP
President and COO
Institute of Medical Business Advisors, Inc
Norcross, Georgia, USA

Professor Hope R. Hetico has a well-documented history of identifying innovations in education and accelerating their adoption by the financial and medical community. She is frequently quoted in both the healthcare and business media and brings a decade of entrepreneurship, and creative leadership skills to mission. Formerly, she was a healthcare administrator, financial advisor and insurance professional who earned a Master’s Degree in Healthcare Administration from the University of St. Frances in Chicago. She was also a Certified Professional in Healthcare Quality and National Corporate TQI Manger for both Abbey Healthcare in Costa Mesa, California and the Apria Healthcare Group (NYSE-AHG). Her specialty is HIPAA, OSHA, CLIA and Medicare compliance and related forensics. Ms. Hetico is responsible for leading our Health Dictionary Series to the top of the exploding B2B educational marketplace, while continuing to nurture a rapidly expanding list of healthcare subscribers and purchasers. She champions the visually impaired.

Dr. David Edward Marcinko; FACFAS, MBA, CPHQ, CMP™ MBBS
Chairman, Founder and CEO
Institute of Medical Business Advisors, Inc
Norcross, Georgia, USA

Founder and Chairman since inception in July 2004, Dr. Marcinko is a healthcare economist and financial planning evangelist from Loyola University Maryland, Temple University in Philadelphia, and the Keller Graduate School of Management in Chicago. His formal internship education and residency training was completed at the Atlanta Hospital and Medical Center (AHMC) in Georgia, with fellowship confirmation in Las Vegas Nevada. He received his financial planning diploma from Oglethorpe University in Atlanta, and is a fiduciary and former Registered Investment Advisor (RIA) rep and CERTIFIED FINANCIAL PLANNER™ certificant. As a clinician, surgeon and past president of a privately held regional physician practice management corporation in the Midwest, he helped consolidate 95 solo medical practices with $50 million in gross revenues, as the company’s IPO roll-up attempt was aborted due to adverse market conditions in 1999. A nationally recognized leader in the health and financial information services industry; he is a pioneer in utilizing technology to improve quality education while simultaneously reducing delivery costs. He was also managing partner of a successful Ambulatory Surgery Center (ASC) that was sold to a publicly traded company in 1998; a Board Certified Surgical Diplomate and Fellow of the American College of Foot and Ankle Surgeons; and interim Chief Visionary Officer for a B2B telecommunication firm that failed in its bid for venture capital, but flourished in the private sector.

Dr. Marcinko was a registered representative with Sun America Securities and AIG; held general securities (Series #6 and #7), uniform securities state law (Series # 63) and registered investment advisory representative (Series # 65) licenses from the National Association of Securities Dealers (NASD). He is a Certified Physician in Healthcare Quality (CPHQ); a certified American Board of Quality Assurance and Utilization Review Physician (ABQAURP); a member of the American Society of Health Economists (ASHE) and the International Health Economics Association (iHEA); a member of the American Health Information Management Association (AHIMA) and the Healthcare Information and Management Systems Society (HIMSS); a member of the Microsoft Professional Accountant’s Network (MPAN); registered member of the US Microsoft Partner’s Program (MPP); member of the Microsoft Health User’s Group (MS-HUG), and BioInformatics.org; Sun Executive Boardroom program member sponsored by CEO Scott McNealy; and member of SUNSHINE [Solutions for Healthcare Information, Networking and Education], an international community for healthcare IT innovation created by HIMSS and Sun Microsystems, Inc (NASD-SUNW). He was also a life, disability, health, property-casualty, annuity and insurance professional for the State of Georgia. After a brief stint as a visiting instructor in finance and healthcare administration at several business and graduate schools in the Southeast, he was appointed Academic Provost of iMBA Inc., to lead the firm’s adult online learning (heutagogy) initiatives as an educator, interactive website engineer, Office and Windows Vista operating system beta-tester for the Microsoft Corporation of Redmond, Washington (NASD-MSFT).

As CEO, Dr. Marcinko is also a content expert for the American College of Physician Executives (ACPE) who lectures on health economics, financial planning and administration, risk-management, health policy and related medical management topics throughout this country and Europe, in an entertaining and witty fashion. He is available to colleagues, clients or the media at the Atlanta corporate office.

Rachel Pentin-Maki; RN, MHA
Assistant Professor

Assistant Professor Rachel Pentin-Maki received her nursing degree from the Community College of Springfield Ohio, and her Master’s Degree in Healthcare Administration from Lewis University in Evanston, Illinois. Formerly, she helped edit several medical, financial, health economics and business textbooks, and is a nationally known expert in medical staffing and human resource management. Prior to her part-time educational duties, she was CXO for the Finnish Retirement Hospital, Lantana, Florida. Currently, she is on the Board of Directors at Finlandia University (Suomi College) in Hancock, Michigan, while leading our European initiative in Helsinki, Finland.

Eugene Schmuckler; PhD, MBA, M.Ed, CTS
Director of Behavioral Organization and Finance
Academic Dean of Admissions and Students

Dr. Eugene Schmuckler was Coordinator of Behavioral Science at the Georgia Public Safety Training Center and a licensed psychologist. He is on the board of directors of the Association of Traumatic Stress Specialists and is a certified trauma specialist. Dr. Schmuckler is an international speaker and author, with publications translated into Dutch and Russian. He is Director of Mentoring, Coaching and Behavioral Finance, and Dean of Admissions and Students for the Virtual Campus online CERTIFIED MEDICAL PLANNER™ professional designation program from the Institute of Medical Business Advisors, Inc.

Ann Miler; RN, MHA, CMP™ (candidate)

Ann Miller is iMBA Executive-Director of media and professional relations. She earned an undergraduate degree in economics, with minor in finance and accounting from the University of Georgia, and a graduate degree in communications from the same institution.

Raising the Bar
The informed voice of a new generation of fiduciary advisors for healthcare




The CERTIFIED MEDICAL PLANNER® on-line professional designation program matriculation and application submission process.

Follow these simple application submision [“live” or “automated” robo instructor] e-mail steps:

  • You may contact us at MarcinkoAdvisors@msn.com for assistance in completing an application, or call us at 770-448-0769.
  • Down load or print out the application form [links below].
  • Snail mail or e-mail return the completed form. Allow 2-6 weeks for background checks and acceptance / rejection decision notification.
  • A telephonic interview may be required in certain cases.
  • An undergraduate college degree [baccalaureate BS/BA] is required along with written attestation of fiduciary accountability and one professional competency recommendation.

Two matriculation teaching models available: “live” instructor led -OR- new “robo” automation self-driven option:


  • Mail in a tuition check or money order for $6,250 made out to the Institute of Medical Business Advisors, Inc – our sponsor and  corporate accrediting agency: iMBA Inc, Suite #5901 Wilbanks Drive, Norcross, GA 30092-1141.
  • Quarterly tuition payments of $1,500 are permitted. Books are additional.
  • If accepted, this represents a $250 non-refundable application fee.
  • If not accepted into the program $6,000 will be refunded, but the credentials verification and application fee of $250 will be retained. No tuition refund possible once class commences. A 3% courtesy fee included for electronic money transfers.
  • This “live” matriculation model does not require a written “blue-book” examination*
  • Matriculation length is 12 [twelve] months*
  • Ideal for the “traditional” student who requires a “live” instructor.

ADOBE Ap Form: CMP Application WORD Format CMP.Application

NOTE: Advanced credit may be given for some degrees, designations and prior experience. Please contact us for more information.


Self-Teaching & Automated Exam Option Now Available



  • Mail in a tuition check or money order for $4,250 made out to the Institute of Medical Business Advisors, Inc – our sponsor and  corporate accrediting agency: iMBA Inc, Suite #5901 Wilbanks Drive, Norcross, GA 30092-1141.
  • Quarterly tuition payments of $1,000 are permitted. Books are additional.
  • If accepted, this represents a $250 non-refundable application fee.
  • If not accepted into the program $4,000 will be refunded, but the credentials verification and application fee of $250 will be retained. No tuition refund possible once class commences. A 3% courtesy fee included for electronic money transfers.
  • This guided but self-taught and automated “robo” examination model involves a “blue-book” styled quarterly written test*
  • Matriculation length can be “crashed” at your discretion*
  • Ideal for the “motivated” student seeking “automation” [no “live” teacher or virtual classroom involvement] to save time and money!

NOTE: Quarters are interchangeable based on user experience and preference.

Raising the Bar – CERTIFIED MEDICAL PLANNER™ – The informed voice of a new generation of fiduciary advisors for healthcare


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The Medical Executive-Post is our companion social-media blog and communications forum for real-time professional interactions. 


As an emerging online and onground community, we strive to inform and connect medical professionals, financial advisors and management consultants. We participate in a variety of insightful educational seminars, teaching conferences and national workshops. We produce journals, textbooks and handbooks, white-papers, CDs and award-winning dictionaries. And, our didactic heritage includes innovative R&D, litigation support, opinions for engaged private clients and media sourcing in the sectors we passionately serve. All are highlighted on our social-media blog.

Through the balanced collaboration of this rich-media sharing and ranking forum, we have become a leading professional and social network at the intersection of healthcare administration and practice management, medical economics, business and financial planning for doctors and their consulting advisors and clients.

Even if not seeking our products, services, or the Certified Medical Planner™ desgination, we hope this knowledge-silo is useful to you.

In the Health 2.0 era of political reform, our goal is to: “bridge the gap between practice mission and financial solidarity for all medical professionals.”

Join the ME-P Nation today … and tell us what you think!



COURSE OF STUDY [Two Program Matriculation Options Available]

[Financial planning, health economics and medical practice management education for fiduciary advisors and consultants]

The CERTIFIED MEDICAL PLANNER™ charter designation program is a live, and instructor led, online asynchronous educational program. This intimate and personalized team approach is designed to increase your health industry management experience, business knowledge and financial advisory affinity for physician clients in an honest and ethical fashion. And, as you climb this didactic professional career peak, even the most demanding doctor clients seem attainable and in reach!

We provide 500 hours of education during a 12 month period that comprises four quarter-mesters with a customized curriculum based on prior education and experience. Adult learners should plan on spending 5-10 hours per week on course study and related activities.

The program may be crashed under special situations and/or delivered on-ground, in groups of motivated learners, upon request. The formal curriculum is outlined in our required textbooks, on this website and often modified based on prior applicant education and experience. But, no advanced credit is given for other certification or degree holders.

Welcome: CMP Provost Welcome


Product DetailsProduct DetailsProduct Details


Risk Management, Liability Insurance, and Asset Protection Strategies for Doctors and Advisors: Best Practices from Leading Consultants and Certified Medical Planners™        Comprehensive Financial Planning Strategies for Doctors and Advisors: Best Practices from Leading Consultants and Certified Medical Planners™

Product Details              Product Details


Knowledge is critical, and reliable knowledge must come from a reliable source. That’s why iMBA Inc is your best choice for modern physician advisory education solutions.

Long recognized as the national leader in advancing the knowledge and skills of financial advisors and medical management consultants, we design training that offers individualized, or turn-key, delivery and management of your distance learning needs. And, our superior service stands ready to support adult learners and their training infrastructure.

So, whether you need an individualized custom education program or a turn-key solution that will expand the capacity of your financial advisory training and education department – iMBA Inc make us a worthy partner – online or onsite.

For Adult Learners

Want increased access to today’s busy clinicians and medical practitioners? You need to bring more value to your interactions. Whether you’re seeking specific content to close a knowledge gap, or a more comprehensive program of study with the Certified Medical Planner ™ charter marks, we’ll help you deliver value by giving you near round-the-clock access to the latest, most respected content.

Learning Benefits

Maximize your professional development opportunities. Using the latest technologies, our content is built around three key principles:

1. Interactivity

Our content uses stimulating books, graphics, texts, real-world case studies, glossaries, online content and web blog digital enhancements to guarantee your role as an engaged participant in your professional development –  all with a “live” instructor.

2. Flexibility

iMBA Inc offers you education in short e-learning chapter modules, or complete programs, with continuous education to support your professional goals. Our content can be delivered in print or online to suit the way you learn best.

3. Access

Our web-based professional development library, with “live” instructor, is almost always open 24/7/365 so you can learn on your schedule and minimize time away from job responsibilities.

Raising the Bar – CERTIFIED MEDICAL PLANNER™ – The informed voice of a new generation of fiduciary advisors for healthcare



Are you ready for the CERTIFIED MEDICAL PLANNER™ program challenge?

– An Open Letter to all Prospective CMP™ Charter Holder Candidates –

Esteemed Financial Services Colleagues,

The iMBA Inc., live-asynchronous CERTIFIED MEDICAL PLANNER™ program combines years of health economics, legal, financial and business management leadership, with decades of medical provider experience. The yield from this iMBA team approach is superior knowledge and better outcomes for most any Financial Advisor-Physician Client, engagement.

Our background is equally pertinent to Financial Advisors and Management Consultants, as it is to physicians and healthcare organizations that consider personal and corporate financial strategies from a long-term perspective. Uniquely, we believe that a disciplined short-term perspective enhances long-term value.

Central to any Advisory-Client engagement, and our core CERTIFIED MEDICAL PLANNER™ philosophy, is whether economic decisions maximizes long-term value. While this often refers to maximization of personal assets, maximization can also be for the benefit of medical practice shareholders; from start-up to exit-strategy.

For example, the concept of “value” was estimated by John Maynard Keynes in his General Theory of Employment, Interest and Money, to be the product of speculation. “Forecasting the psychology of the market”, or the prospective yield of physician assets over a lifetime; is vital for survival and ultimate success.

The former is achievable only through luck and happenstance! Speculation is problematic in a volatile space like the health industrial complex; prone to political fiat, marketplace turmoil and unending change … And frankly; consultant hyperbole, overconfidence and hubris! But, the later is achieved with the prudent use of contemporaneous health economics knowledge, management acumen, financial advisory information, and superior didactics. We believe these are the ingredients of the contemporaneous curriculum that comprise the CERTIFIED MEDICAL PLANNER™ online experience.

As Keynes also opined … Our purpose is “to direct new investment ideas into the most profitable (personal physician and medical practice) channels in terms of future yield.” So too, the fiduciary purpose of CERTIFIED MEDICAL PLANNER™ charter-holders.

Further paraphrasing, Keynes felt that speculators (or unenlightened financial advisors) may do little initial harm on a steady stream of (physician-client) enterprises. But, the position becomes more serious when “advisors” themselves are the bubbles on a whirlpool of vacuous credentials, dubious certifications, speculations and uninformed “marketing impressions.” And, we could not agree, more!

Despite these challenges, physicians and healthcare entities who consider personal economic and business operations as integral to their futures, may favor the integrated enterprise approach of the CERTIFIED MEDICAL PLANNER™ charter-holder. Accordingly, Financial Professionals working in the healthcare community, require superior medical management and health industry education We believe that the CERTIFIED MEDICAL PLANNER™ program is not only superior in this didactic regard; it stands-alone.

Thus iMBA Inc, provides more than just health economics information, financial education, ethical attestations, and professional CERTIFIED MEDICAL PLANNER™ credentials to Financial Professionals of all stripes. We provide an intimate look and understanding of the healthcare industrial complex as a whole. End the uninformed speculation and de-effervesce the frothy bubbles of ignorance … Raise the bar and your voice, to the next generation of informed fiduciary healthcare advisors, and join us for the Certified Medical Planner™ distance-education journey … it is the invited path least taken …


Eugene Schmuckler; PhD MBA MEd

[Dean of Admissions]

Welcome Candidates: CMP.Candidate.Welcome

Raising the Bar – CERTIFIED MEDICAL PLANNER™  – The informed voice of a new generation of fiduciary advisors for healthcare


Certified Medical Planner™ Program “In-the-News”

What Comes After CFP Certification? Finding Your Niche Or Specialization With Post-CFP Designations



The elite CERTIFIED MEDICAL PLANNER™ charter designation program is a one year (four academic quarters) 500 hour integrated, live and asynchronous, online course-of-study offered exclusively by iMBA, Inc.

For the most effective distance education and adult-learning, we use a multi-sensory combination of website content, downloadable .pdf and/or MS-WORD files, templates, MSFT-PPT presentations, and/or other required and optional textbooks, manuals and Journals produced only by iMBA for our financial professionals, consultants and physician colleagues. The Certified Medical Planner™ course may be “crashed” in six months upon special permission from the Academic Dean. Group on-ground education is also available by special request.

Typical CERTIFIED MEDICAL PLANNER™ charter-designation holders are business consultants, accountants, financial planners and financial advisors; attorneys, insurance professionals, investment advisors and wealth managers; physician-executives, nurse-managers, hospital, practice or clinic CXOs; and registered representatives with fiduciary accountability and compliance department approval.

Best of all, we customize the last quarter as you learn and complete each semester with your live online instructor, through a series of secure e-mail transmissions in the privacy of your own home or office, and whenever busy life schedules allow … it is that operationally easy.

Course instructors are typically available for questions, concerns or technical explanations by secure email or private telephonic appointments.

NOTE: Application does not imply acceptance. Applicant selection and ultimate matriculation is a competitive process.

National Mark Coyright and International Notoriety

The trademark CMP™ and professional designation Certified Medical Planner™ copyright is also confirmed by CACI International. A public company since 1962, CACI is a member of the Fortune 1000’s Largest Companies and Russell 1000 index. The Chairman and CEO of CACI Inc., is Dr. JP (Jack) London. Both terms, copyright and trademark are owned by the Institute of Medical Business Advisors Inc [iMBA, Inc]. All rights reserved. USA.


CMP Niche


Raising the Bar – CERTIFIED MEDICAL PLANNER™ – The informed voice of a new generation of fiduciary advisors for healthcare

Shannon Cronin [Verifications Specialist]

  • 355 N.E. 5th Avenue Suite #4
  • Delray Beach, FL 33483
  • Phone: 561-330-7645 x 308
  • Fax: 561-330-7044
  • SCronin@ncsonline.com




“The informed voice of a new generation of fiduciary advisors for healthcare”

The Vision

We envision a world of healthy people, made possible by dedicated medical professionals empowered by modern CERTIFIED MEDICAL PLANNER™ charter-holders, whose solutions augment their practice management and personal financial planning needs, in an honest and ethical fashion.


Our CERTIFIED MEDICAL PLANNER™ charter-holders will provide healthcare professionals with the unbiased information, communication, and human resources necessary to grow their personal financial assets and enhance their medical practices, in an ethically responsible manner.


  • To build a cohesive community of medical professionals across the USA, that can foster an exchange of original ideas, novel information and deep subject matter knowledge for the betterment of the profession.
  • To educate financial services professionals about the specific needs of physicians and to equip them with the necessary skills required to work effectively with all medical professionals in providing financial planning advice, managerial acumen and health economic support.
  • To connect medical, consulting and financial professionals and create mutually beneficial relationships that can help in the development and advancement of both esteemed professions.
  • To promote the independent CERTIFIED MEDICAL PLANNER™ designation, and differentiate elite Certified Medical Planner™ fiduciary practitioners from the crowd of lightly informed and non-fiduciary financial advisors, brokers, salesmen, advisors and other imposters.


“The informed voice of a new generation of fiduciary advisors for healthcare”

Comprehensive Financial Planning Strategies for Doctors and Advisors: Best Practices from Leading Consultants and Certified Medical Planners(TM)

Front Matter with Foreword by Jason Dyken MD MBA