As educators, financial advisors, doctors, nurses, PhDs, MBAs and healthcare economists, a large part of our job at iMBA Inc … is to make your job … well, easier.

For example, as a journalist, member of the media or press, if you:

  • Need a new story about health insurance or financial reform?
  • Require a quick quote on the rise of collaborative medicine, new-wave practice management or e-Health 2.0?
  • Wondering if financial advisors should be concerned about the latest health industry trends or how fluctuating management, technology, insurance, investing, policy and bank lending practices might impact medical practices, advisory practices, RIAs, the economy or stock market?
  • Need an essay, article, trade-magazine, other publication or traditional white paper?
  • Even better yet … you need a story idea, informed quip, or subject matter expert opinion … and you need it yesterday.

Contact us today! As nationally known subject matter experts and industry “thought-leaders”, we’d be happy to field your questions and give you something you can really write home about.



Have a new job? Won an award? Got a promotion? Published a book? We want to know what Medical Executive-Post and Certified Medical Planner® charter-holders are up to. Please share your news with your colleagues by sending it to us. Promote yourself!

When you contact us, we’ll answer personally by phone, voice mail, blog or email with a unique perspective on the latest news that affects physicians, financial advisors, medical economists and all stakeholders of the healthcare industrial complex.

  • Ann Miller RN MHA [Executive-Director]

Certified Medical Planner

The informed voice of a new generation of fiduciary advisors for healthcare





Dr. David E. Marcinko MBA MBBS CMP® [Chairman-Founder-CEO]

Our Board of Directors, Editors, Advisors, Teachers, Professors and Contributing Content Authors are passionate about making a difference in the changing financial advisory space and healthcare industrial complex. They are leading revolutionaries and change-management pioneers in their respective medical and business fields of finance, management and health economics. They have been successful in finding solutions where everyone else has found only entrenched obstacles, and in delivering quantifiable, measurable results.

Moreover, our Board members are all trusted fiduciaries to whom our individual and institutional colleagues, and their consultants, turn for solutions. They share our vision for a new direction in the emerging and mature financial planning and medical management environment; we are grateful for their input on our online Certified Medical Planner® education and designation program.

Leadership: Dr. Marcinko Ledership Philosophy


Dr. Gary L. Bode; MSA, CPA, CMP™
Chief Accounting and Valuation Officer
Institute of Medical Business Advisors, Inc
Norcross, Georgia, USA

Content expert Gary L. Bode was the Chief Financial Officer for a private mental healthcare facility, and previously the Chief Executive Officer of Comprehensive Practice Accounting, Inc, in Wilmington, NC; a firm specializing in providing tax solution to medical professionals. Originally, Dr. Bode was board certified managing partner of a multi-office medical group practice for a decade before earning his Master’s of Science degree in Accounting from the University of North Carolina. He is a nationally known forensic medical accountant, financial author, educator and speaker. Areas of expertise include producing customized managerial accounting reports, practice appraisals and valuations, restructurings and innovative financial accounting, as well as proactive tax positioning and tax return preparation for healthcare facilities. Currently, Dr. Bode is Chief Accounting and Valuation Officer (CAVO) for the Institute of Medical Business Advisors, Inc.

Dr. Charles F. Fenton, III; Esquire, PC
Institute of Medical Business Advisors, Inc
Corporate General Counsel
Norcross, Georgia, USA

Content expert Dr. Charles F. Fenton, a board certified surgeon and private practitioner from Temple University, also received his law degree as class valedictorian from Georgia State University. His clients include physicians involved in audits or recoupment actions, as well as disputes with insurance companies and related vendors. Dr. Fenton has authored numerous publications for physicians and the Bar and is a nationally known speaker on healthcare industry topics, serving as conference faculty or presenter for an array of healthcare companies, medical societies, and professional associations. In addition to his health-law practice, he is Chief Legal Officer (CLO) for the Institute of Medical and Business Advisors, Inc.

Professor Hope Rachel Hetico; RN, CPHQ, MHA, CMP
President and COO
Institute of Medical Business Advisors, Inc
Norcross, Georgia, USA

Professor Hope R. Hetico has a well-documented history of identifying innovations in education and accelerating their adoption by the financial and medical community. She is frequently quoted in both the healthcare and business media and brings a decade of entrepreneurship, and creative leadership skills to mission. Formerly, she was a healthcare administrator, financial advisor and insurance professional who earned a Master’s Degree in Healthcare Administration from the University of St. Frances in Chicago. She was also a Certified Professional in Healthcare Quality and National Corporate TQI Manger for both Abbey Healthcare in Costa Mesa, California and the Apria Healthcare Group (NYSE-AHG). Her specialty is HIPAA, OSHA, CLIA and Medicare compliance and related forensics. Ms. Hetico is responsible for leading our Health Dictionary Series to the top of the exploding B2B educational marketplace, while continuing to nurture a rapidly expanding list of healthcare subscribers and purchasers. She champions the visually impaired.

Dr. David Edward Marcinko; FACFAS, MBA, CPHQ, CMP™ MBBS
Chairman, Founder and CEO
Institute of Medical Business Advisors, Inc
Norcross, Georgia, USA

Founder and Chairman since inception in July 2004, Dr. Marcinko is a healthcare economist and financial planning evangelist from Loyola University Maryland, Temple University in Philadelphia, and the Keller Graduate School of Management in Chicago. His formal internship education and residency training was completed at the Atlanta Hospital and Medical Center (AHMC) in Georgia, with fellowship confirmation in Las Vegas Nevada. He received his financial planning diploma from Oglethorpe University in Atlanta, and is a fiduciary and former Registered Investment Advisor (RIA) rep and CERTIFIED FINANCIAL PLANNER™ certificant. As a clinician, surgeon and past president of a privately held regional physician practice management corporation in the Midwest, he helped consolidate 95 solo medical practices with $50 million in gross revenues, as the company’s IPO roll-up attempt was aborted due to adverse market conditions in 1999. A nationally recognized leader in the health and financial information services industry; he is a pioneer in utilizing technology to improve quality education while simultaneously reducing delivery costs. He was also managing partner of a successful Ambulatory Surgery Center (ASC) that was sold to a publicly traded company in 1998; a Board Certified Surgical Diplomate and Fellow of the American College of Foot and Ankle Surgeons; and interim Chief Visionary Officer for a B2B telecommunication firm that failed in its bid for venture capital, but flourished in the private sector.

Dr. Marcinko was a registered representative with Sun America Securities and AIG; held general securities (Series #6 and #7), uniform securities state law (Series # 63) and registered investment advisory representative (Series # 65) licenses from the National Association of Securities Dealers (NASD). He is a Certified Physician in Healthcare Quality (CPHQ); a certified American Board of Quality Assurance and Utilization Review Physician (ABQAURP); a member of the American Society of Health Economists (ASHE) and the International Health Economics Association (iHEA); a member of the American Health Information Management Association (AHIMA) and the Healthcare Information and Management Systems Society (HIMSS); a member of the Microsoft Professional Accountant’s Network (MPAN); registered member of the US Microsoft Partner’s Program (MPP); member of the Microsoft Health User’s Group (MS-HUG), and; Sun Executive Boardroom program member sponsored by CEO Scott McNealy; and member of SUNSHINE [Solutions for Healthcare Information, Networking and Education], an international community for healthcare IT innovation created by HIMSS and Sun Microsystems, Inc (NASD-SUNW). He was also a life, disability, health, property-casualty, annuity and insurance professional for the State of Georgia. After a brief stint as a visiting instructor in finance and healthcare administration at several business and graduate schools in the Southeast, he was appointed Academic Provost of iMBA Inc., to lead the firm’s adult online learning (heutagogy) initiatives as an educator, interactive website engineer, Office and Windows Vista operating system beta-tester for the Microsoft Corporation of Redmond, Washington (NASD-MSFT).

As CEO, Dr. Marcinko is also a content expert for the American College of Physician Executives (ACPE) who lectures on health economics, financial planning and administration, risk-management, health policy and related medical management topics throughout this country and Europe, in an entertaining and witty fashion. He is available to colleagues, clients or the media at the Atlanta corporate office.

Rachel Pentin-Maki; RN, MHA
Assistant Professor

Assistant Professor Rachel Pentin-Maki received her nursing degree from the Community College of Springfield Ohio, and her Master’s Degree in Healthcare Administration from Lewis University in Evanston, Illinois. Formerly, she helped edit several medical, financial, health economics and business textbooks, and is a nationally known expert in medical staffing and human resource management. Prior to her part-time educational duties, she was CXO for the Finnish Retirement Hospital, Lantana, Florida. Currently, she is on the Board of Directors at Finlandia University (Suomi College) in Hancock, Michigan, while leading our European initiative in Helsinki, Finland.

Eugene Schmuckler; PhD, MBA, M.Ed, CTS
Director of Behavioral Organization and Finance
Academic Dean of Admissions and Students

Dr. Eugene Schmuckler was Coordinator of Behavioral Science at the Georgia Public Safety Training Center and a licensed psychologist. He is on the board of directors of the Association of Traumatic Stress Specialists and is a certified trauma specialist. Dr. Schmuckler is an international speaker and author, with publications translated into Dutch and Russian. He is Director of Mentoring, Coaching and Behavioral Finance, and Dean of Admissions and Students for the Virtual Campus online CERTIFIED MEDICAL PLANNER™ professional designation program from the Institute of Medical Business Advisors, Inc.

Ann Miler; RN, MHA, CMP™ (candidate)

Ann Miller is iMBA Executive-Director of media and professional relations. She earned an undergraduate degree in economics, with minor in finance and accounting from the University of Georgia, and a graduate degree in communications from the same institution.

Raising the Bar
The informed voice of a new generation of fiduciary advisors for healthcare



The CERTIFIED MEDICAL PLANNER® on-line professional designation program matriculation and application submission process.

Follow these simple application submision [“live” or “automated” robo instructor] e-mail steps:

  • You may contact us at for assistance in completing an application, or call us at 770-448-0769.
  • Down load or print out the application form [links below].
  • Snail mail or e-mail return the completed form. Allow 2-6 weeks for background checks and acceptance / rejection decision notification.
  • A telephonic interview may be required in certain cases.
  • An undergraduate college degree [baccalaureate BS/BA] is required along with written attestation of fiduciary accountability and one professional competency recommendation.

Two matriculation teaching models available: “live” instructor led -OR- new “robo” automation self-driven option:


  • Mail in a tuition check or money order for $6,250 made out to the Institute of Medical Business Advisors, Inc – our sponsor and  corporate accrediting agency: iMBA Inc, Suite #5901 Wilbanks Drive, Norcross, GA 30092-1141.
  • Quarterly tuition payments of $1,500 are permitted. Books are additional.
  • If accepted, this represents a $250 non-refundable application fee.
  • If not accepted into the program $6,000 will be refunded, but the credentials verification and application fee of $250 will be retained. No tuition refund possible once class commences.
  • This “live” matriculation model does not require a written “blue-book” examination*
  • Matriculation length is 12 [twelve] months*
  • Ideal for the “traditional” student who requires a “live” instructor.

ADOBE Ap Form: CMP Application WORD Format CMP.Application

NOTE: Advanced credit may be given for some degrees, designations and prior experience. Please contact us for more information.


Self-Teaching & Automated Exam Option Now Available



  • Mail in a tuition check or money order for $4,250 made out to the Institute of Medical Business Advisors, Inc – our sponsor and  corporate accrediting agency: iMBA Inc, Suite #5901 Wilbanks Drive, Norcross, GA 30092-1141.
  • Quarterly tuition payments of $1,000 are permitted. Books are additional.
  • If accepted, this represents a $250 non-refundable application fee.
  • If not accepted into the program $4,000 will be refunded, but the credentials verification and application fee of $250 will be retained. No tuition refund possible once class commences.
  • This guided but self-taught and automated “robo” examination model involves a “blue-book” styled quarterly written test*
  • Matriculation length can be “crashed” at your discretion*
  • Ideal for the “motivated” student seeking “automation” [no “live” teacher or virtual classroom involvement] to save time and money!

NOTE: Quarters are interchangeable based on user experience and preference.

Raising the Bar – CERTIFIED MEDICAL PLANNER™ – The informed voice of a new generation of fiduciary advisors for healthcare


Continue reading



The Medical Executive-Post is our companion social-media blog and communications forum for real-time professional interactions.

As an emerging online and onground community, we strive to inform and connect medical professionals, financial advisors and management consultants. We participate in a variety of insightful educational seminars, teaching conferences and national workshops. We produce journals, textbooks and handbooks, white-papers, CDs and award-winning dictionaries. And, our didactic heritage includes innovative R&D, litigation support, opinions for engaged private clients and media sourcing in the sectors we passionately serve. All are highlighted on our social-media blog.

Through the balanced collaboration of this rich-media sharing and ranking forum, we have become a leading professional and social network at the intersection of healthcare administration and practice management, medical economics, business and financial planning for doctors and their consulting advisors and clients.

Even if not seeking our products, services, or the Certified Medical Planner™ desgination, we hope this knowledge-silo is useful to you.

In the Health 2.0 era of political reform, our goal is to: “bridge the gap between practice mission and financial solidarity for all medical professionals.”

Join the ME-P Nation today … and tell us what you think!


COURSE OF STUDY [Two Program Matriculation Options Available]

[Financial planning, health economics and medical practice management education for fiduciary advisors and consultants]

The CERTIFIED MEDICAL PLANNER™ charter designation program is a live, and instructor led, online asynchronous educational program. This intimate and personalized team approach is designed to increase your health industry management experience, business knowledge and financial advisory affinity for physician clients in an honest and ethical fashion. And, as you climb this didactic professional career peak, even the most demanding doctor clients seem attainable and in reach!

We provide 500 hours of education during a 12 month period that comprises four quarter-mesters with a customized curriculum based on prior education and experience. Adult learners should plan on spending 5-10 hours per week on course study and related activities.

The program may be crashed under special situations and/or delivered on-ground, in groups of motivated learners, upon request. The formal curriculum is outlined in our required textbooks, on this website and often modified based on prior applicant education and experience. But, no advanced credit is given for other certification or degree holders.

Welcome: CMP Provost Welcome


Product DetailsProduct DetailsProduct Details


Risk Management, Liability Insurance, and Asset Protection Strategies for Doctors and Advisors: Best Practices from Leading Consultants and Certified Medical Planners™        Comprehensive Financial Planning Strategies for Doctors and Advisors: Best Practices from Leading Consultants and Certified Medical Planners™

Product Details              Product Details


Knowledge is critical, and reliable knowledge must come from a reliable source. That’s why iMBA Inc is your best choice for modern physician advisory education solutions.

Long recognized as the national leader in advancing the knowledge and skills of financial advisors and medical management consultants, we design training that offers individualized, or turn-key, delivery and management of your distance learning needs. And, our superior service stands ready to support adult learners and their training infrastructure.

So, whether you need an individualized custom education program or a turn-key solution that will expand the capacity of your financial advisory training and education department – iMBA Inc make us a worthy partner – online or onsite.

For Adult Learners

Want increased access to today’s busy clinicians and medical practitioners? You need to bring more value to your interactions. Whether you’re seeking specific content to close a knowledge gap, or a more comprehensive program of study with the Certified Medical Planner ™ charter marks, we’ll help you deliver value by giving you near round-the-clock access to the latest, most respected content.

Learning Benefits

Maximize your professional development opportunities. Using the latest technologies, our content is built around three key principles:

1. Interactivity

Our content uses stimulating books, graphics, texts, real-world case studies, glossaries, online content and web blog digital enhancements to guarantee your role as an engaged participant in your professional development –  all with a “live” instructor.

2. Flexibility

iMBA Inc offers you education in short e-learning chapter modules, or complete programs, with continuous education to support your professional goals. Our content can be delivered in print or online to suit the way you learn best.

3. Access

Our web-based professional development library, with “live” instructor, is almost always open 24/7/365 so you can learn on your schedule and minimize time away from job responsibilities.

Raising the Bar – CERTIFIED MEDICAL PLANNER™ – The informed voice of a new generation of fiduciary advisors for healthcare



Are you ready for the CERTIFIED MEDICAL PLANNER™ program challenge?

– An Open Letter to all Prospective CMP™ Charter Holder Candidates –

Esteemed Financial Services Colleagues,

The iMBA Inc., live-asynchronous CERTIFIED MEDICAL PLANNER™ program combines years of health economics, legal, financial and business management leadership, with decades of medical provider experience. The yield from this iMBA team approach is superior knowledge and better outcomes for most any Financial Advisor-Physician Client, engagement.

Our background is equally pertinent to Financial Advisors and Management Consultants, as it is to physicians and healthcare organizations that consider personal and corporate financial strategies from a long-term perspective. Uniquely, we believe that a disciplined short-term perspective enhances long-term value.

Central to any Advisory-Client engagement, and our core CERTIFIED MEDICAL PLANNER™ philosophy, is whether economic decisions maximizes long-term value. While this often refers to maximization of personal assets, maximization can also be for the benefit of medical practice shareholders; from start-up to exit-strategy.

For example, the concept of “value” was estimated by John Maynard Keynes in his General Theory of Employment, Interest and Money, to be the product of speculation. “Forecasting the psychology of the market”, or the prospective yield of physician assets over a lifetime; is vital for survival and ultimate success.

The former is achievable only through luck and happenstance! Speculation is problematic in a volatile space like the health industrial complex; prone to political fiat, marketplace turmoil and unending change … And frankly; consultant hyperbole, overconfidence and hubris! But, the later is achieved with the prudent use of contemporaneous health economics knowledge, management acumen, financial advisory information, and superior didactics. We believe these are the ingredients of the contemporaneous curriculum that comprise the CERTIFIED MEDICAL PLANNER™ online experience.

As Keynes also opined … Our purpose is “to direct new investment ideas into the most profitable (personal physician and medical practice) channels in terms of future yield.” So too, the fiduciary purpose of CERTIFIED MEDICAL PLANNER™ charter-holders.

Further paraphrasing, Keynes felt that speculators (or unenlightened financial advisors) may do little initial harm on a steady stream of (physician-client) enterprises. But, the position becomes more serious when “advisors” themselves are the bubbles on a whirlpool of vacuous credentials, dubious certifications, speculations and uninformed “marketing impressions.” And, we could not agree, more!

Despite these challenges, physicians and healthcare entities who consider personal economic and business operations as integral to their futures, may favor the integrated enterprise approach of the CERTIFIED MEDICAL PLANNER™ charter-holder. Accordingly, Financial Professionals working in the healthcare community, require superior medical management and health industry education We believe that the CERTIFIED MEDICAL PLANNER™ program is not only superior in this didactic regard; it stands-alone.

Thus iMBA Inc, provides more than just health economics information, financial education, ethical attestations, and professional CERTIFIED MEDICAL PLANNER™ credentials to Financial Professionals of all stripes. We provide an intimate look and understanding of the healthcare industrial complex as a whole. End the uninformed speculation and de-effervesce the frothy bubbles of ignorance … Raise the bar and your voice, to the next generation of informed fiduciary healthcare advisors, and join us for the Certified Medical Planner™ distance-education journey … it is the invited path least taken …


Eugene Schmuckler; PhD MBA MEd

[Dean of Admissions]

Welcome Candidates: CMP.Candidate.Welcome

Raising the Bar – CERTIFIED MEDICAL PLANNER™  – The informed voice of a new generation of fiduciary advisors for healthcare


Certified Medical Planner™ Program “In-the-News”

What Comes After CFP Certification? Finding Your Niche Or Specialization With Post-CFP Designations